Mortgage Calculator
Calculate your monthly mortgage payments including taxes and insurance.
Loan Details
Taxes & Fees (Annual/Monthly)
Estimated Monthly Payment
$0.00
Principal & Interest$0.00
Property Tax$0.00
Home Insurance$0.00
HOA & Fees$0.00
Total Interest Paid$0.00
Payoff Date-
Plan Your Home Purchase
Use our Mortgage Calculator to estimate your monthly mortgage payment, including the principal and interest, taxes, homeowner's insurance, and HOA fees. You can see how your monthly payment changes by adjusting the home price, down payment, interest rate, and loan term.
Why calculations matter?
Understanding the full cost of homeownership is vital. Beyond the principal and interest payment, things like property taxes, insurance, and homeowners association fees can add hundreds of dollars to your monthly expenses.
User Reviews
"Accurate and includes all the hidden costs like HOA and insurance. Very
helpful!"
"The breakdown helped me decide firmly on my budget range."
Frequently Asked Questions
What is PMI?
Private Mortgage Insurance (PMI) is usually required if you make a down payment of less than 20% of
the home's purchase price.
How accurate are the taxes?
Property taxes vary significantly by location. The default 1.2% is a national average placeholder;
check your local county's tax rate for precision.