Auto Loan Calculator
Estimate your monthly car payments and see total loan costs.
Vehicle Details
Loan Terms
Trade-In & Down Payment
Estimated Monthly Payment
$0.00
Total Loan Amount$0.00
Upfront Payment$0.00
Sales Tax$0.00
Total Interest$0.00
Total Cost of Car$0.00
Smart Auto Financing
Our Auto Loan Calculator provides a comprehensive view of your car buying finance options. By accounting for trade-ins, sales tax, fees, and incentives, you get a much more accurate picture of your monthly obligation than simple loan calculators provide.
Features
- Trade-In Support: Factor in positive or negative equity from your current vehicle.
- Tax & Fees: Automatically estimate sales tax and roll registration fees into your loan.
- Cash Incentives: Deduct manufacturer rebates directly from the price.
User Reviews
“Saved me from a bad deal at the dealership. I knew exactly what my
payments should be.”
“The option to include taxes in the loan is super helpful for budgeting.”
Frequently Asked Questions
What is negative equity?
Negative equity occurs when you owe more on your trade-in vehicle than it is currently worth. This
calculator subtracts that difference from your trade value, potentially increasing your new loan
amount.
Should I roll taxes into the loan?
Rolling taxes and fees into your loan reduces your upfront cash requirement but increases your
monthly payment and the total interest you pay over time.